Noh Omar: Pemaju Perumahan Boleh Tawarkan Pinjaman Beli Rumah

Kira-kira 1 tahun lepas.

Dilaporkan rumah tak laku semakin banyak.

Puncanya bukan tidak ada demand tetapi pihak bank semakin ketat dalam memberikan pembiayaan.

Hari ini Tan Sri Noh Omar, Menteri Kementerian Perumahan dan Kerajaan Tempatan (KPKT) seperti yang dilaporkan oleh The Star: Developers can now offer home loans

kpkt

KUALA LUMPUR: Eligible developers can now apply for moneylenders licences to provide loan facilities of up to 100% to property buyers.

The licence would be issued by the Urban Well-being, Housing and Local Government Ministry under the Moneylenders Act 1951 (Amendment) 2011.

Its minister Tan Sri Noh Omar (pic) said they are allowing developers to provide housing loans to overcome difficulties faced by buyers in securing bank loans.

“This proposal is a win-win solution for both developers and house buyers,” he said in his keynote address at the 19th National Housing and Property Summit at a hotel here Thursday.

Noh said developers could now earn profit from the sales of property as well as end-financing schemes.

“They (developers) can expect long-term income as loan repayment period could be between 10 to 20 years,” he said.

Interest rate for loan taken under the scheme varies from maximum 12% with collateral and up to 18% without collateral.

Noh said they are allowing developers to provide loan facilities to overcome difficulty in closing sales.

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2 comments… add one
  • faizul jalal Sep 9, 2016

    soalan2 yang tertimbul dalam kepala:
    1. adakah pinjaman itu boleh jadi patuh-shariah?
    2. interest rate 12-18% ?? aduii!!
    3. tempoh pembayaran pinjaman 10-20 tahun. aduii!!

  • anon Sep 14, 2016

    people who seek syariah compliance scheme in trap.. they’ve got no choice after this..

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