Hutang PTPTN Disenarai Dalam CCRIS

cri

 

Nampaknya PTPTN dalam proses menyenaraikan hutang PTPTN dalam Central Credit Reference Information System (CCRIS).

Maksudnya, hutang PTPTN akan menjadi antara faktor lulus atau gagal pembiayaan hutang-hutang baru seperti nak beli kereta, rumah dan pembiayaan peribadi. Debt service ratio juga nampaknya akan kira hutang PTPTN juga.

PTPTN loan holders now listed in Bank Negara’s credit reference database

KUALA LUMPUR: Starting this month, the National Higher Education Fund Corporation (PTPTN) is collaborating with Bank Negara to list PTPTN loan holders under the Central Credit Reference Information System (CCRIS).

According to Education Minister II Datuk Seri Idris Jusoh, those who have not settled their loan repayments should discuss this matter with PTPTN or they might face difficulties when applying for other loans.

However, he said this was not something scholars should worry about.

“This system was put in place for those who are adamant about not repaying their loans,” said Idris during a press conference Monday after the PTPTN Hari Raya celebration here.

He added that those unable to repay their loan could discuss their payment plan with PTPTN to come up with a new repayment schedule.

This would enable their names to be excluded from the CCRIS database, he added.

Those who managed to repay their loans in one lump sum before Sept 30 this year will get a 20% discount. (The Star, 19/08/2013)

About the author: Suzardi Maulan, Islamic Financial Planner (IFP). Klik sini untuk info lanjut

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