Why Insurance Protection is Not Enough

Filed under Insurance

Basically you are buying insurance because you want to protect yourself and your loved ones against the cost of accident, illness, disability and death. (Please be noted insurance here also means Takaful)

Instead of using your own money to pay the hospital’s bill, the insurance company will pay the cost for your with certain term and conditions. That’s why you are paying a premium to them in order to get that service.

But, it is not enough to rely 100% on your insurance scheme. For me, you should spend your time in a healthy way too. I mean, you could prevent critical illness if you know on how to release your stress and have a necessary diet properly.

1. Have a time for sports

Badminton, squash, futsal, table-tennis, jogging or any sports that you love to play. You should spend about 3-5 hours per week with your friends or family.


2. Gardening

If you’re living in the apartment or condominium, it may not a suitable suggestion. But if you have an enough green space in your house compound area, why don’t take a time to do this activity?

3. Spa, massage & reflexsology

It is hard nowadays to find “tukang urut” kampung especially if you live in the city. But there are a lot of spa centre or reflexsology centre in Kuala Lumpur. You don’t have to do it everyday, it is enough once a month. Well, it will be very refreshing.

4. Eat ulam-ulaman, fresh fruits, organics vegetables and avoid red meat

Modern red meat is not good. The animals have been exposed with too much chemical. Even our fruits & vegetables too. My sister’s maid once told, “Kami ada 2 tempat tanam sayur pak. Untuk makan sendiri kami enggak bubuh racun.”

5. Necessary Supplement

We are consuming too much un-wanted things for our body. Heavy metal. Toxic. And our body must rid off these un-wanted materials as soon as possible.

6. Blogging therapy

Do you know that blogging can become a therapy? ;) You can relief your stress by writing.

7. Perform solat & read Quran

“For without doubt in the remembrance of Allah do hearts find satisfaction.” (ar-Ra’d : 28)

Well, if you’re an insurance agent, when your prospect is rejecting your plan, instead of saying sarcastically, “Thank you. I’ll pray that you won’t get an accident or any illness after this.” Give this 7 tips to your prospect as a gift. It is a better way to build a long term relationship.


More Interesting Posts:
Do You Need Life Insurance?
Don’t buy insurance policy if …
The Role of Insurance in Your Financial Plan
7 things to consider before you buy health insurance
Young Couples Need Insurance
Why Do You Need Life Insurance?
8 Insurance Checklist

13 Comments

  1. Posted August 16, 2007 at 3:21 pm | Permalink

    Good advice, and good tips at the end there!

    ps: I`ll eat “ulam-ulaman” dearly after this! ;)

  2. Posted August 16, 2007 at 4:12 pm | Permalink

    ulam-ulaman + budu = good combination ;)

  3. Posted August 16, 2007 at 7:56 pm | Permalink

    Well, if you’re an insurance agent, when your prospect is rejecting your plan, instead of saying sarcastically, “Thank you. I’ll pray that you won’t get an accident or any illness after this.” Give this 7 tips to your prospect as a gift. It is a better way to build a long term relationship.

    good point ;)

  4. Posted August 16, 2007 at 9:35 pm | Permalink

    Setuju!

    Kalau prospek reject, cari prospek lain. :)

  5. Posted August 16, 2007 at 9:43 pm | Permalink

    pakdi,jom la buat main futsal or bowling antara geng BJ,mesti best!

  6. Posted August 17, 2007 at 12:15 am | Permalink

    cencalok dont want ka? hehe

  7. Posted August 17, 2007 at 12:15 am | Permalink

    hang penah kena ka? ;)

  8. Posted August 17, 2007 at 12:18 am | Permalink

    sehari berapa kali buat call ni? :D

  9. Posted August 17, 2007 at 12:19 am | Permalink

    ada volunteer nak jadi ajk pelaksana ? 8)

    er.. apa off topic ni..

  10. Posted August 17, 2007 at 6:27 am | Permalink

    Thank for the tips. :)

  11. Posted August 17, 2007 at 11:06 am | Permalink

    insurance + 7 tips = insyaALLAH tak susahkan orang lain… :)

  12. Posted August 17, 2007 at 12:21 pm | Permalink

    You’re welcome :)

  13. Posted August 17, 2007 at 12:22 pm | Permalink

    ya, ambik insurans tapi kesihatan tak jaga pun macam tak guna aja…

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