Secret of The Rich: Control Your Expenses

Filed under Personal Finance

People always think that a lot of money will solve all the problems. This is not true. The better solution is to control your expenses. I want to share with you 2 tips on how to control your expense. Well, another 3 tips has been written earlier by Mr Afyan al-Ikhlas.

First Tip: Increase your living skills

Do you know how much will you spend per year if you have your breakfast, lunch, tea & dinner outside, everyday?

Do you know how much will you spend per year if you go to laundry shop every week?

Do you know how much will you spend per year for new clothes for Hari Raya?

Do you know how much will you pay to any webmaster to build your home business website?

Do you know how much will you pay your children kindergarten fee per year?

Do you know how much will you pay for your unit trust consultant per year?

I have a friend, now his wife has stopped working, so she can look after their children everyday. Besides, she also knows how to make a beautiful baju kurung for her family and she knows how to cook too. (Her husband bring” bekal” everyday) Currently, his family save a lot of money and make a good side income from tailoring and bakery. She increases her living skills, cut off some expenses and make more money!


2nd Tip: Buy at discount

Why don’t you make some observation, when is actually Tesco & Giant will have their lowest price sale of the month?

Nobody cares how much your shoes cost you.

No one cares about your shirt either it is bought from KLCC or Mydin.

I have a watch that cost me only RM 20 but my friend thought it cost me hundreds of ringgit. Wow!

Professional real-estate investor buy his investment on bargain. Buy low sell high maa… er… I mean auction or maybe from desperate seller.

I know a millionaire which never change his shoes for almost 15 years.

Even Ingvar Kamprad drives a 15 year old Volvo and flies only economy class.

Well, it is your choice, either you want a simple life or you want to live with this proverb:

“Biar pape asal bergaye”


More Interesting Posts:
Read financial books for free?
10 Practical Ways to Control Your Credit Card Debt
Rich or Super Rich?
Had Keuntungan Perniagaan dalam Islam
Reduce Your Debt
Anda serius untuk membaiki kedudukan kewangan anda?
Tax Yourself

4 Comments

  1. Posted June 12, 2007 at 6:11 pm | Permalink

    Pakdi. Mohon dibenarkan untuk saya translate dan diletakkan di blog saya. :D

    Nanti akan direferkan ke blog pakdi.

    Pakdi: Translate bebaik nooo :D

  2. Posted June 13, 2007 at 2:14 am | Permalink

    Asmkm Pakdi, teringat saya kata Azizi Ali dlm bukunya Extreme Millionaire..

    “spend less, earn more”

  3. Posted June 13, 2007 at 10:43 am | Permalink

    Yup Pak Di thanks for sharing memang selalu saya dengar tapi saya nak baca banyak kali supaya ianya sentiasa segar diingatan saya ni

    p/s : hidup sederhana tidak berlebih dan tidak berkurang :cool:

    Pakdi: Sama-sama :cool:

  4. Posted June 13, 2007 at 9:50 pm | Permalink

    Terharunya bila pakdi buat link ke blog saya (sambil mengesat-ngesat air mata….)

3 Trackbacks

  1. [...] Untuk perniagaan, ini perkara yang subjektif. Anda perlu cuba beberapa harga dari masa ke masa hinggalah sampai ke harga yang diterima oleh majoriti pelanggan. Tetapi dalam jual beli saham, ia menjadi mudah kerana sudah ditentukan oleh stock exchange. Tapi Warren Buffet beli saham guna fair value buy something on discount, remember? [...]

  2. [...] Untuk perniagaan, ini perkara yang subjektif. Anda perlu cuba beberapa harga dari masa ke masa hinggalah sampai ke harga yang diterima oleh majoriti pelanggan. Tetapi dalam jual beli saham, ia menjadi mudah kerana sudah ditentukan oleh stock exchange. Tapi Warren Buffet beli saham guna fair value buy something on discount, remember? [...]

  3. By Had Keuntungan Perniagaan dalam Islam | Pakdi.my on October 16, 2008 at 10:10 am

    [...] Untuk perniagaan, ini perkara yang subjektif. Anda perlu cuba beberapa harga dari masa ke masa hinggalah sampai ke harga yang diterima oleh majoriti pelanggan. Tetapi dalam jual beli saham, ia menjadi mudah kerana sudah ditentukan oleh stock exchange. Tapi Warren Buffet beli saham guna fair value buy something on discount, remember? [...]

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