I’ve this book: 55 Reasons Why People Buy Life Insurance by Andrew Goh, published in 1993. I just want to share few reasons which actually I’ve never thought about it before. Have you think about this before you buy a life insurance?
1. Why die for free?
When you die, make someone pay. Haha… (this is mine, not the author full commentary)
2. Die a millionaire
Whoa… I choose to live as a millionaire and give it all to charity before I die meh.. not die as millionaire. Let my children find their own destiny. I’ll give them knowledge, not a bunch of money.
3. Funeral Expenses
So far, we Muslim do not really think about it. But yes, my Chinese colleague once said that if he doesn’t have RM 10,000 to die, no one cares him then.
4. Just Passed Driving Test
Hohoho… Me think if i’m not a driver myself, it is more dangerous dude.
5. Dowry
Hehe… Good idea! Future parent in-laws may have a great relief if they know his daughter will be fully protected by his potential son-in-law.
6. To help Agent
Hm.. Let me think. No way. An agent must show that he / she want to help me or my beneficiary first.
7. As a form of savings
What? Insurance is a saving? Try to fool me eh?
So, the other 48 reasons to buy life insurance? You may think about it yourself because me think this book primarily is for an insurance agent as their sales pitch script collection. Not really worth buying unless you’re an insurance agent.
Life Insurance
Definition: The promise to pay at the death of the insured, or at another determined time if earlier, an amount larger than the accumulated value of the consideration paid for the promise.
Islam on Life Insurance
1. Life Insurance from an Islamic Perspective
2. Life Insurance
3. Permissibility of Life Insurance
4. Salah Faham Mengenai Insurans
5. hukum membeli insuran nyawa
6. Benarkah Insurans Haram menurut Islam?
7. Fatwa Negeri Selangor
Whatever the reason is, please make sure that you have made an informed decision to buy any kind of life insurance. Insurance agent will always find a way to close the sale 
they really mean it.
8 Comments
Mati itu pasti. Tapi berapa lama lagi kita akan mati, itu tidak pasti.
Hidup jangan menyusahkan orang. Jadi, mati pun janganlah nak menyusahkan orang.
Pakdi: Wah, itu dia orangnya sudah berkata-kata
(sambungan)
Hidup sudahlah banayk menyusahkan orang, mati pun menyusahkan orang; tolong mandikan jenazah, tolong galikan kubur, tolong masukkan dalam keranda, tolong bawa keranda ke kubur, tolong masukkan dalam liang lahad, tolong kebumikan, last sekali tolong talkinkan (bid’ah?) ….
Cukuplah tu menyusahkan orang….
maaf. tapi aku x setuju dgn afyan yang mengatakan “mati pun menyusahkan orang; tolong mandikan jenazah, tolong galikan kubur…(hingga akhir)”
tugas menguruskan jenazah (muslim sahaja?) itu fardhu kifayah malah satu nilai yang baik dalam hidup bermasyarakat. berapa ramai yang makin mahu melepaskan tangan dalam hal ini, menyebabkan servis menguruskan mayat makin berkembang(poin utk bisnes?). bukakkah dari ibadah ini pahala kita dapat selain iktibar untuk kita..?
mati yang menyusahkan orang itu, bila mati kita dimurkai tuhan, ditunjukkan bermacam-macam balasan, siksaan hingga menyusahkan @ menjengkelkan pengurus jenazah. Jadi hidup janganlah menyusahkan orang dan hiduplah beriman agar mati beriman dan menyenangkan, diri sendiri atau orang yang menguruskan. Biar mati ditangisi kerana rasa kehilangan jangan mati disukai kerana hilang bebanan.(aku macam tulis karya pulak, ade ritma..hohoho)
Pakdi: No komen… no komen… takmau campur.. hehe
Wah..kena beli nih..
Pakdi: Ada kat Club House tu
Life Insurans?
1. sihat sebelum sakit…
2. hidup sebelum mati…
bila ingatkan 2 pekara nie…tu yang fikir kena ada insurans…
Pakdi: bila ingatkan 2 perkara tu jugak, lupa insurans akhirat belum cukup bayar premium…
ha.. tu dia, dah ada utc yang nak beli
kikiki..
aku paling bengang bila derang cakap, encik ada masalah sikit, kena tambah bayaran bulanan takpon bayar sama, tapi coverage kurang.. abis, kalau aku takde masalah baru korang nak jaga aku? hehehe..
pakdi, yang no.6 tula buat aku amik takaful nasional.
Pakdi: Hehehehe..
Anda nak tahu lebih lanjut ttg insurans… sila hubungi Sdr. Afyan di blognya, http://www.afyan.com. His blog will do the talk.
Pakdi: Blog amin cerita pasal apa pulak?
Hey, Interesting points you made there. And yes, it is worth conciderign your family and not leaving them high and dry after your death. At least not financially… If you concider doing so one needs to be aware of the tipes of insurance before doing anything. Take a look at this Canadian life insurance sight about insurance and when and why take them out. Cheers