I’ve found this article on controlling debt is interesting. Yes, you must be really cautious with your debt, especially with credit card debt.
Here are some tips for you:
Don’t use credit card for meals and vacation if you can’t settle the full debt within 2 months.
Make sure you’re paying the highest loan or credit card debt that charge the most interest.
Please do not pay the minimum payment amount for your credit card debt.
For the full article, you may read here.