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Archive for December, 2007

Careful if you’re using Stock Margin Facility

Monday, December 24th, 2007

Here is a good advice from Peter Lynch in his book, Learn to Earn:
The real victim of the Crash were the people who bought stocks with borrowed money or margin. In those days, you were allowed to invest with only 10 percent down. So if you had $10,000 you could borrow $90,000 and […]

Money Personality Test

Thursday, December 20th, 2007

Thank you dear for giving the link for money personality test. I took this simple test just now by answering several questions on personal finance and my money personality is a Micromanager.
“Micromanagers love planning, planning, and then planning some more! Their budget is usually designed to avoid surprises and in preparation for any foreseeable contingency. […]

People Having Bad Credit Also Deserve Financial Help

Thursday, December 13th, 2007

By: Anaya Erika
If you have a county court judgment issued against you, lenders put you in the category of bad credit borrowers. Bad credit arises in many ways. Arrears, default in repayments and bankruptcy means that you belong to the bad credit category. This section of borrowers is taken care of by sub-prime lenders. These […]

Effect of Student Loan Debt

Tuesday, December 11th, 2007

According to the video below, in America since 1991 the student loan debt has caused the percentage of young people delaying their marriage doubled.
Wow. Me think the delaying of marriage among young people currently is a worldwide problem. Personal financial problems is the main and common barrier for young couple not to marry early.
Well, debt […]

The Role of Insurance in Your Financial Plan

Monday, December 10th, 2007

Here are some excerpts from Yahoo! Finance on insurance:
Insurance is an important element of any sound financial plan. Different types of insurance protect you and your loved ones in different ways against the cost of accidents, illness, disability, and death.
The insurance decisions you make should be based on your family, age, and economic situation. There […]


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